*Pricing, offers, and availability are subject to change without notice. Offer valid on new, full-price purchase contracts for select quick move-in homes that are closed by December 18, 2026. Offer is available only when financing through Intercoastal Mortgage, LLC (NMLS ID # 56323) and closing with Walker Title; buyers are not required to use either company to purchase a Van Metre home, but the offer is not available without them. Available to qualified buyers on conventional 30-year fixed-rate loans for primary residences only (not second homes or investment properties), with a maximum loan amount of $832,750. A minimum 720 credit score and a 10% down payment are required. With a 2/1 temporary buydown, Van Metre pays Intercoastal Mortgage, LLC a lump sum at closing that temporarily lowers the borrower’s effective interest rate and monthly principal and interest payment for the first 24 months of the loan. The note rate is fixed at 7.5% for the life of the loan. The effective rate is not tied to an index; it equals the 7.5% note rate minus 2 percentage points in year one (5.5%) and minus 1 percentage point in year two (6.5%), and the borrower pays the full 7.5% note rate from year three through year thirty. Payment example: on a purchase price of $850,000 with a 10% down payment ($85,000) and a loan amount of $765,000 for 360 months, monthly principal and interest is $4,343.59 at 5.5% for months 1-12, $4,835.32 at 6.5% for months 13-24 (an increase of $491.73), and $5,348.99 at 7.5% for months 25-360 (an increase of $513.67). APR is 7.848% based on the 7.5% note rate. Payments shown are principal and interest only and do not include taxes, homeowners insurance, HOA/condo fees or mortgage insurance (required with less than 20% down), so the actual monthly payment will be higher. Borrowers must qualify at the 7.5% note rate payment. Buyers may choose either the 2/1 buydown or the community closing cost incentive when using preferred lender and title, but not both; the closing cost incentive lowers the cash due at closing but does not change the interest rate or monthly payment, while the 2/1 buydown lowers the effective rate and payment for the first 24 months but does not reduce closing costs. This offer cannot be combined with any seller credit or other offer or incentive. Rates, terms and program availability are subject to change without notice. This is not an offer to lend. Applicants must meet the lender’s creditworthiness and underwriting requirements. Offer may not be available at the time of loan commitment or closing. Additional terms and conditions may apply. Please see a Van Metre New Home Advisor for details.