Comprehensive Financing

Make every penny count when financing your home.

Buying a new home is more than just deciding where you want to live. The process is an intricate interplay of many factors, including—at its very foundation—how much home you can afford. To help find your perfect solution, Van Metre brings you the convenience of our wholly-owned lending affiliate, Intercoastal Mortgage, LLC (ICM). With up-to-the-minute, highly competitive financing options and a dedicated Loan Officer to help you along the way, you have every reason to take advantage of this simple, one-stop shopping.

As a direct lender, ICM controls the process from start to finish. With decades of experience, their veteran team of loan officers and mortgage professionals are equipped with unparalleled levels of expertise, second to none.

The perks of working with a wholly-owned affiliate

PEACE OF MIND

Mortgage Rate Locks

Interested in a new home but worried that interest rates may increase during the construction process? Take advantage of ICM's rate lock program offering protection for up to 350 days.*

OPPORTUNITIES

Financing Options

With a variety of Fixed Mortgage Rate, Adjustable-Rate Mortgage (ARMs), and Construction/Renovation Lending options, finding the perfect financing option for you is easier than ever before.

SUPPORT

Closing Cost Assistance

Available for select Van Metre products and communities, gain peace of mind with closing cost assistance programs that allow you focus less on closing the deal and more about moving into your new home.

EXPERTISE

Dedicated Loan Officer

Prior to purchasing a new Van Metre home, enjoy support from a dedicated Loan Officer specifically selected to help Van Metre customers. From questions to concerns, they are here to help you through the process.

What to expect as you navigate financing your new home

An effortless journey, from start to finish
Create room for what truly matters

As a direct lender, Intercoastal Mortgage, LLC, controls the process from start to finish. With decades of experience, their veteran team of loan officers and mortgage professionals are equipped with unparalleled levels of expertise, second to none. As a trusted mortgage partner, Intercoastal Mortgage is committed to providing the highest level of customer service. Utilizing strategic innovation and teamwork, ICM makes the home buying process simpler, faster, and more accessible.

Comprehensive lending solutions
Experience reassurance with dedicated support

Whether you’re a first-time homebuyer seeking approval for a loan, a buyer in pursuit of a second property, or a current homeowner investigating refinancing opportunities, ICM’s leading-edge loan selections are tailored to address your specific needs. Leveraging over 35 years of experience, a proven track record encompassing 200K processed loans, financing totaling $3B in homes annually, and a proficient team of 100+ seasoned loan officers, you can be confident that your financial aspirations are entrusted to capable hands. Interested in exploring your potential choices?Embrace the convenience of ICM’s user-friendly mortgage calculator to gain insight into your estimated monthly payment.

Estimate Monthly Payment

Streamlined pre-approval process
Early action: a choice worth celebrating

ICM advises prospective home buyers to proactively explore financial options as soon as the idea of purchasing a new home arises. This includes getting pre-approved, which involves submitting a complete application with income and asset documentation to Intercoastal Mortgage. Pre-approval provides valuable information about what you qualify for, expected payments, and the total cash needed for closing costs and down payment. It’s important to note that mortgage approval timelines can vary, and pre-approval or pre-qualified documentation are not commitments to lend—they serve as a snapshot of your financial situation at the time of application.

Find a loan officer and apply
Embark on your journey today

Contact Intercoastal Mortgage to kickstart your mortgage application. A dedicated Loan Officer will furnish you with a secure portal link for your online application, making it hassle-free to upload income and asset documentation. Typically within a business day, expect personalized communication from the Loan Officer. They might request more information or initiate a thorough analysis of options and scenarios based on your application, ensuring a smooth and efficient mortgage application process.